Successful Investor sells prime, freehold investment property within luxury hotels and resorts throughout the Caribbean.
Caribbean investment property locations include Barbados, Dominican Republic, St. Lucia & St. Vincent.
Investment properties are used as accommodation within these selected Caribbean hotels and resorts and therefore generate a rental income.
Rental Income Options.
Receive a guaranteed 10% (of original property purchase price) per year, for up to 10 years from completion.
Then, receive 50% of the ongoing net room rate share.
When the resort is established and achieving optimal occupancy, over 15% rental return (of original property purchase price) is projected as your share of rental income, per year.
Therefore, your return on deposit investment is projected to be over 50% return on deposit investment per year.
To express this in monetary terms, a property purchased for £200,000 is projected to generate circa £30,000 in rental profit per year, after projected mortgage and maintenance costs have been deducted.
Please contact us to receive rental income projections for specific Caribbean resorts and property types.
Personal Use.
You will be able to occupy your property for 30 days each year without accommodation charge (Excludes SIPP purchases).
The resort developer has confirmed that a fee will be deducted for housekeeping, food and beverages.
Reservation & Deposit.
Only £1,000 reservation deposit is required to secure the current discounted purchase price. From this reservation date, you are not subject to further price increases.
Within 45 days of reservation, you pay 30% of property purchase price to the developer as purchase deposit.
Finance Your Property Purchase.
A finance option is available, allowing you to raise a loan to pay the required 30% deposit (Subject to status. Terms & conditions apply).
Monthly interest on your loan for 30% deposit is paid by the developer and added to the purchase price of your property.
70% Mortgage.
Upon completion, the developer intends to provide a 70% mortgage (subject to finance).
The 70% mortgage is intended to cover the remainder of the property purchase price, including finance interest accrued, so that a further cash-injection upon completion is not required.
Furnishing & Management.
Each Caribbean investment property is sold with full furnishings included, at no additional cost.
In fact, you purchase your property completely Ready To Rent, to allow immediate use as accommodation within the resort and to generate rental income without delay.
The resort operator manages all aspects of rental and maintenance on your behalf.
Self Invested Personal Pension (SIPP) Purchases.
Our Caribbean investment properties are suitable for SIPP investment.
A SIPP is a self-invested personal pension, enabling you to choose where your pension fund is invested.
If your pension fund holds sufficient capital to pay 30% purchase deposit, you may be able to invest.
Your Self Invested Personal Pension will then own the Caribbean investment property and will receive rental income.
There is even an approved split-purchase option, allowing you to own 70% of the Caribbean investment property, with your pension owning the remaining 30%.
Your pension fund still pays the 30% purchase deposit.
You then receive 70% of rental income (after mortgage payment) and your pension receives 30%.
To find out more, send enquiry above and request the free investment e-brochure.
Choose from a prime selection of freehold investment property.
Studios from £175,000 (£52,500 deposit required) end 2013 completion.
Studio Suites from £230,000 (£69,000 deposit required) end 2013 completion.
1 bed apartments from £265,000 (£79,500 deposit required) end 2013 completion.
2 bed apartments from £310,000 (£93,000 deposit required) end 2013 completion.
2 bed wrap apartments from £360,000 (£108,000 deposit required) end 2013 completion.
1 bed villas from £275,000 (£82,500 deposit required) end 2013 completion.
2 bed villas from £670,000 (£201,000 deposit required) immediate completion.
4 bed villas from £995,000 (£298,500 deposit required) immediate completion.
1 bed spa villas from £835,000 (£250,500 deposit required) end 2014 completion.
2 bed spa villas from £1,235,000 (£370,500 deposit required) end 2014 completion.
Due to high demand for Buccament Bay investment property, availability is subject to change, so please contact us for an update.
Please note, anticipated property completion dates are detailed above, contract standard completion date states end 2015.
To view full property availability, send enquiry above and request the free investment e-brochure.
Reservation process.
Only £1,000 is required to reserve your chosen freehold Caribbean investment property.
Your property is taken off the market, a unique purchase reference is assigned and you will shortly receive your purchase contracts for you to sign and return along with your 30% deposit.
Upon reservation, the current discounted purchase price is secured and you are not subject to further set price increases.
Price Increases.
Price increases are set by the resort developer approximately 3 - 4 times per year.
Purchase prices usually increase by a minimum £5,000 a time.
Purchase price increases are justified as plans and/or build for the resort progresses.
Imagine if new facilities were to be announced within the resort?
Or the resort developer were to complete an additional batch of properties?
The resort value would increase, as would the value of Caribbean investment property contained within.
Capital appreciation can also be a contributing factor, as high demand exists to purchase investment property within prime Caribbean locations.
Below Market Value Purchase Prices.
Our Caribbean investment property is always available to purchase below current market value.
This ensures that our Clients are continually benefiting from some of the best that the Caribbean investment property market has to offer.
If you are interested in purchasing 5 star premium Caribbean investment property and securing a purchase price significantly below current market value, please contact us to find out more.
To find out more, send enquiry above and request the free investment e-brochure.
Only 30% (of purchase price) deposit is required to purchase your chosen freehold Caribbean investment property.
There are 3 ways in which you can commit your 30% deposit to your Caribbean investment property purchase:
Option 1 - Commit your available cash funds to deposit.
Option 2 - You can raise finance (subject to status).
For example, you may have equity in UK property that you own, which means that the amount owed on your mortgage is lower than the market value of your property.
If this is the case, you may be able to raise a loan against this equity in your property.
The resort developer will pay your monthly loan interest payments until property completion, interest will be added to purchase price and covered by mortgage (terms and conditions apply).
To find out more about how deposit finance works and what your individual finance options are, call freephone 0800 8600 789.
Option 3 - You may be able to use your pension fund for deposit, as our Caribbean investment property is suitable for SIPP (Self Invested Personal Pension) investment.
Your pension fund, via a SIPP, can own 100% of the Caribbean investment property and will be eligible for 70% mortgage.
Or, there is a split-purchase option; 70% personal ownership, 30% pension fund ownership.
Your 30% deposit is still committed by your pension fund.
You receive 70% of rental profit from your Caribbean investment property, minus mortgage payments and your pension fund receives 30% of rental income.
Deposit payment is usually due 45 days after property reservation.
Within this timescale, you will receive your property purchase contracts directly from the resort developer.
Shortly after you return your signed purchase contracts and 30% deposit to the resort developer, you will receive a counter-signed copy of your property purchase contract.
It is at this stage that you have officially achieved Exchange of Contracts; you are legally obliged to purchase the Caribbean investment property, terms as stated within your purchase contract, and the resort developer is legally obliged to sell to you.
You may wish to appoint an impartial Solicitor to advise you on the terms as contained within the property purchase contract and a tax advisor if you require any advice regarding taxation issues.
To find out more, send enquiry above and request the free investment e-brochure.
No cash funds available for 30% deposit? Finance options may be available to you (subject to status).
If you have equity in UK property that you own, you may be able to apply for a secured loan, or borrow additional funds on your existing mortgage.
Note: Equity exists if the mortgage amount you owe is less than the current market value of your property.
This secured loan, or additional mortgage borrowing, can then be used to commit 30% deposit to your Caribbean investment property purchase.
Although you will remain liable to maintain monthly repayments on your secured loan, the resort developer covers the interest portion on your montly loan repayments.
If you are increasing your mortgage to fund 30% deposit, the resort developer will cover the interest payment solely on the amount you have borrowed to finance your 30% deposit, not your entire mortgage balance.
This means that if you borrow funds on an interest-only basis, you will have no additional financial outgoings during the purchase process of your Caribbean investment property.
If your loan is capital-repayment, not interest-only, the resort developer will still cover your interest payments and you will be liable to cover your capital repayments (capital repayment relates to the portion of your monthly loan payment which pays off some of the loan amount borrowed).
The resort developer provides this finance option to assist those who wish to utilise available equity in UK property owned, without suffering the burden of large loan payments during the purchase process of their Caribbean investment property.
The amount of interest the resort developer has paid on your behalf will be added to your purchase price upon completion.
For example, lets assume that we have secured a discounted £200,000 purchase price on your Caribbean investment property upon reservation.
During the purchase process of your Caribbean investment property, the resort developer pays a total £10,000 in interest payments on your secured loan.
The revised purchase price of your Caribbean investment property upon completion would be £210,000.
As the resort developer intends to provide you with a 70% loan-to-value mortgage upon completion of your Caribbean investment property, it is most likely that you will be entitled to borrow a sufficient mortgage amount to cover interest payments accrued and enable the return of your original 30% deposit.
This level of mortgage borrowing is possible as, upon reservation, we secure the purchase price on your Caribbean investment property at up to 50% below current market value.
Any questions? Call freephone 0800 8600 789.
Stage payment finance is guaranteed.
At set build stages during your Caribbean investment property purchase, stage payments are due.
Taking the first stage payment as an example, 25% of property purchase price is due upon completion of foundations and floor slab.
To ensure that purchasing Caribbean investment property remains accessible and affordable, the resort developer offers each property buyer with guaranteed stage payment finance.
Stage payment finance interest is set at a fixed 7.25% per annum and capped (12 months for villas, 18 months for apartments) to minimise your finance costs.
65% of purchase price applies to stage payment finance, as 30% deposit has already been committed and 5% is due only upon legal completion of Caribbean investment property purchase.
Therefore, maximum stage payment finance interest accrued on a £200,000 purchase price would be £9,425 for a villa and £14,138 for an apartment/suite, likely to be less.
As with 30% deposit finance, stage payment finance interest is deferred until completion and added to your mortgage, so causes no increase in your monthly outgoings during the build process.
For example, lets assume that we have secured a discounted £200,000 purchase price on your Caribbean investment property upon reservation.
During the build process of your Caribbean investment villa, the resort developer covers a total £9,425 in stage payment finance interest.
The revised purchase price of your Caribbean investment property upon completion would be £209,425.
As with repayable finance interest for 30% deposit, the resort developer intends on offering a level of mortgage borrowing which will also cover the interest added to purchase price from stage payment finance.
This ensures that repayable finance causes no additional cash commitment to be required from the Caribbean investment property buyer.
Any questions? Call freephone 0800 8600 789.
To find out more, send enquiry above and request the free investment e-brochure.
Our Caribbean investment property is suitable for SIPP investment.
A Self Invested Personal Pension, known as a SIPP, is a personal pension for which the person investing for retirement decides what their pension fund is invested in.
Traditionally, pensions are managed by a pension fund manager, who may invest in volatile stocks and shares or cash.
Therefore, the pension holder has little or no control or influence on where their pension funds are invested.
A Self Invested Personal Pension, more commonly known as a SIPP, allows the pension holder to take control of their own retirement investment decisions.
Not every type of investment is suitable for SIPP investment.
However, our Caribbean investment property is suitable and approved for SIPP investment, which many believe gives a higher level of security in comparison to investment opportunities without prior SIPP approval.
Your SIPP can purchase investment property, if sufficient funds exist to commit the required 30% deposit.
Your pension fund continues to grow in value, via ongoing rental income and any further capital appreciation.
Pensions are a complex subject and specialist, professional advice is required.
Successful Investor Limited can provide access to leading independent advisors who specialise in pensions and investments.
We can introduce you to a professional who will carry out an initial review, to assess whether your existing pension plans may be transferred to a SIPP.
There may be an initial setup fee and ongoing annual charges associated with the management of the SIPP, which will be directly charged by the independent financial advisor and/or pension administrator.
To find out more, be introduced to an independent financial advisor and to receive your free pension review, call freephone 0800 8600 789.
How to purchase Caribbean investment property with a SIPP.
After purchasers have reserved their chosen Caribbean investment property with a £1,000 reservation fee, an independent financial advisor will carry out a review, to assess whether the existing pension plan may be transferred into a SIPP, to setup a new pension plan, or to review existing arrangements.
If the independent financial advisor finds that the pension plan is not suitable to transfer to a SIPP, the £1,000 reservation fee will be fully refunded by the resort developer.
SIPP purchase options.
Your independent financial advisor will provide details of and explain your SIPP purchase options.
For example, the option exists to purchase Caribbean investment property with 100% SIPP ownership.
Your SIPP commits 30% deposit to purchase and is eligible to receive completion funding.
Your SIPP receives 100% of rental income profit.
Another SIPP purchase option exists whereby your SIPP owns 30% of the Caribbean investment property and you personally own 70%.
Your SIPP still commits 30% deposit to the property purchase, but you personally receive 70% completion mortgage.
Therefore, you personally receive 70% of rental income profit, after mortgage payment deducted and your SIPP receives 30% of income.
This purchase method allows you to receive a personal income prior to retirement, while still generating rental income to continually increase your SIPP value.
To find out more, be introduced to an independent financial advisor and to receive your free pension review, call freephone 0800 8600 789.
Please note, Caribbean investment property purchase with any element of SIPP is not entitled to free personal use, without accommodation charge applied.
To find out more, send enquiry above and request the free investment e-brochure.
70% loan-to-value mortgage provided.
Upon completion, the developer intends to provide you with a mortgage; maximum borrowing up to 70% of the value of your property.
70% of property value on completion is expected to be far greater than 70% of purchase price, due to discounted purchase pricing and any further capital appreciation.
It is most likely that your mortgage will allow the option of returning your 30% deposit on completion (or made available to reinvest in further property).
The developer also intends for your mortgage to cover any finance costs accrued, from 30% deposit and/or stage payment borrowing, depending on how your purchase is structured.
So you may have the option of receiving your 30% deposit back on completion, therefore none of your personal funds remain invested.
Or, you can leave your 30% deposit invested and benefit from a higher net rental profit (as your mortgage requirement and payments will be minimised).
The resort developer has also confirmed that mortgages will be provided on a non-status basis.
Therefore, credit rating, history and your personal income need not be taken into account.
Your mortgage borrowing allowance will be calculated purely on the value of your property, which provides added security to Caribbean investment property buyers.
Why does the resort developer/operator provide my mortgage?
You are not just purchasing a stand-alone Caribbean investment property, as it is wrapped within a complete investment opportunity.
The mortgage is an essential part of that investment opportunity, so a task that the resort developer is undertaking for the benefit of all their Caribbean investment property buyers.
As the resort developer is in effect arranging mortgages in bulk, they will also strive to secure savings in cost and interest rate and pass this on to the individual caribbean investment property buyer wherever possible.
We can provide mortgage cost vs. rental income projections for any property type, based on the information we have available from the resort developer and from our independent research.
To receive a full financial breakdown, send enquiry above and request the free investment e-brochure.
Full 5 star furnishings are included.
Upon contract completion, your Caribbean investment property is ready to rent and automatically included within the resort rental pool.
The 5 star resort operator fully mangages property rental and maintenance on your behalf, to maximise occupancy and the resulting rental return.
All furnishings are professionally chosen and fitted on your behalf to remain in keeping with the premium 5 star resort brand.
This inclusion of 5 star furnishings provides a substantial cost saving to all Caribbean investment property buyers.
All accommodation will be equipped with:
Fridge.
Espresso machine and tea making facilities.
iPod docking station.
Free high-speed wireless internet access.
Electronic safe.
UK sockets. Adapters for other plug types also available.
Direct dial telephone with voicemail.
Turndown service.
Hair dryer.
Iron & ironing board.
Bedrooms air conditioned and fitted with 40" LCD TV offering 65 digital TV channels and 12 music channels.
Supremely comfortable beds with cool cotton bed linen.
Each bedroom will have its own spacious and elegantly appointed bathroom with power shower, super soft towels and sumptuous bathrobes.
Quality furniture and furnishings throughout.
To find out more, send enquiry above and request the free investment e-brochure.
Guaranteed rental income; 10% of purchase price per year.
Then, receive 50% of net room rate; estimated 15+% of purchase price per year.
When we process your reservation for your chosen Caribbean investment property, you will have a choice of rental option.
Receive guaranteed rental income, 10% of property purchase price per year, for 0, 2, 5 or 10 years from completion.
Then, receive 50% of net rental income generated, over 15% projected net return per year.
For comparison, what Return On Investment (ROI) is achievable?
Your deposit investment is actually 30% of purchase price, not 100%, as 70% of purchase price is provided by your mortgage.
Therefore, Return On Investment (ROI) achievable, after projected mortgage and maintenance costs have been deducted, is in excess of 50% per year.
How is rental income managed and distributed?
The resort operator plans on creating rental pools, each seperate pool including similar property types with the same chargeable room rates.
This means that rental income for all 1 bed apartments, for example, will be collected and then split evenly between all 1 bed apartment owners, ensuring a steady and reliable rental income is received by all.
This also ensures that the location of your property within the resort does not have an impact on rental income.
The essential factor in maximising your rental income then becomes purchase price.
By securing the lowest discounted purchase price possible on your Caribbean investment property purchase, we can ensure that your rental profit is maximised.
The resort operator plans on distributing rental income quarterly in arrears (as is detailed within property purchase contracts), with mortgage and maintenance payments deducted so that net rental income is received.
To find out more, send enquiry above and request the free investment e-brochure.
33% equity return on deposit investment per year.
We have already discussed rental income achievable, projected at over 50% return on deposit investment per year.
In addition to acquiring wealth from rental income, you also benefit from discounted property pricing, set price increases and any further appreciation in property value.
During the build of the resort, the developer sets minimum £5,000 property price increases 3 - 4 times per year.
Once we have processed your Caribbean investment property reservation, your purchase price is frozen and you are not subject to further set price increases.
This is a major benefit of off-plan Caribbean property investment.
So, a £200,000 property with set price increases of £20,000 per year would be increasing in price by 10% per year.
As only 30% of purchase price has been put down as deposit, the annual equity return on deposit investment is 33%.
A substantial reward for purchasing investment property at a discounted price, in addition to receiving rental income.
These price increases will most likely only be set during the build process of the Caribbean investment property and of the Caribbean resort it is contained within.
Further to that, Caribbean investment property value will most likely be based on profitability, in a commercial sense rather than residential, as your Caribbean investment property is predominately operating to generate maximum rental income.
The resort developer believes that current property pricing could be up to 50% below current market value, providing a substantial saving for all Caribbean investment property buyers.
To find out more, send enquiry above and request the free investment e-brochure.
The Buccament Bay 5 Star Beach Resort is situated on the southwest coast of St. Vincent, 25 minutes drive from the existing airport and 40 minutes from the new international airport currently under construction and due to open in 2013.
The resort developer has confirmed that the Buccament Bay resort has secured
accommodation bookings of over 90% occupancy throughout first-half 2012, with bookings for later dates continually generated from the
extensive resort marketing and through the
many tour operator partners in place.
Phase 1 opened in August 2012 as a brand new luxury all-inclusive five star destination hotel with a stunning white sand beach and a backdrop of lush rainforest cloaked mountains.
The resort is managed by a higly experienced five star management team, ensuring that guests experience exceptional customer care and comfort.
Sophisticated and spacious, the luxuriously appointed accommodation is the perfect space for guests to enjoy a wonderful holiday in paradise.
Bedrooms are air conditioned and fitted with a 40\" LCD TV.
The beds are supremely comfortable with cool, cotton bed linen and sumptuous bathrobes.
Each bedroom has its own elegant shower room with power shower, luxury toiletries and super soft towels.
The unique range of activities available is designed to keep every member of the family entertained.
Why St. Vincent & Buccament Bay Investment Property?
St. Vincent is beautifully unspoilt and underdeveloped and has
huge potential for growth.
Historically, the island has been mostly visited by day-trippers from visiting ocean cruisers, coming predominately from the UK, US and Canada.
There are few hotels other than the Buccament Bay Resort on the island, and none currently above 3 star.
The new proposed international airport will play an integral part in encouraging more visitors to the island, with leading travel industry marketing companies instructed in the UK and US to maximise resort occupancy.
The Buccament Bay Resort is already featured with the following UK tour operators - Kuoni Holidays, The Holiday Place, Virgin Holidays, Luxury Holidays Direct, British Airways Holidays, Caribtours, Best@Travel, Destinology, Complete Caribbean, ITC Classics, Kenwood Travel, Dial A Flight, Tropical Sky, Lets Go 2, Hayes & Jarvis.
Sources: Caribbean Tourism Organization.
Amenities to include:
Reception & Concierge Service 24 hours a day guest service for restaurant and spa bookings, arranging taxis and sightseeing tours. Printed daily newspapers, DVD players and game consoles (Sony Playstation 3/Nintendo Wii), a library of DVDs and video games and a selection of board games and reading books will also be available.
Alaia Spa An oasis of peace and tranquility, the Alaia Spa will provide the ideal escape from the stresses and strains of everyday life to relax, unwind and rejuvenate. Treatments by ESPA are sensuous, relaxing yet intensive, releasing tension in energy points, inducing a deeper level of inner peace to rebalance and revive.
Little Kids Club Day care for young children with closely supervised, fun-filled activities, age appropriate toys, puzzles and games.
Teen Club A lounge for young adults with an adjoining games room providing pool, table tennis, tabletop football and a jukebox.
Diving & Watersports PADI licensed SCUBA tuition courses and dive trips for all levels of experience, snorkelling, kayaking, glass bottom boat tours, dolphin and whale-watching, deep sea fishing, cataraman and motor boat trips.
Conference Facilities State-of-the-art facilities for both large and small conferences and meetings.
Fitness Centre Equipped with a range of cardiovascular and physical training equipment including free weights, resistance weight machines, treadmills, bikes, cross trainers and rowing machines.
Sports Academy Expert football and tennis coaching for both children and adults at the Pat Cash Tennis Academy and Liverpool Football Club International Football Academy Soccer School. When there is no instruction, the tennis courts and artificial football pitch will be available for casual use by guests.
Performing Arts Academy Master classes based on popular hit musicals and led by West End and Broadway performers where adults and children can learn the skills required to sing and perform on stage and experience the magic that happens behind the scenes in Musical Theatre. Individual and group lessons for singing and dancing will also be available.
Resort Boutiques A selection of gifts, jewellery, swimwear and branded clothing from the resort, Pat Cash and Liverpool Football Club will be available.
Business Centre Services Internet access, printing, copying, scanning, facsimile.
Weddings The Caribbean is renowned for being one of the most wonderfully romantic destinations for a wedding and 5 star beachfront resorts such as this provide the perfect location, whether it is an intimate ceremony, or a celebration with family and friends. For a totally unique experience, Buccament Bay Resort will host weddings aboard its galleon ship.
Visit the dedicated Buccament Bay resort website
www.buccamentbay.com.
To find out more, send enquiry above and request the free investment e-brochure.
There are key benefits to investing in the prime Caribbean investment property promoted by Successful Investor.
Capital Appreciation.
As we process your property reservation off-plan and you commit your 30% deposit at an early stage, you are in effect rewarded with a purchase price up to 50% below current market value.
Ongoing Return From Rental Income.
Many essential factors have been identified and addressed, to ensure that maximum rental income is generated for property owners, while providing unforgettable experiences for guests who pay to stay within the resort and hotel luxury accommodation.
The resort developer has selected desirable locations for all hotels and resorts.
Accommodation is created with superior design and finish and all resorts include or benefit from a wide range of world-class amenities, delivered by well-known brands and celebrities.
Highly-skilled and professional management teams are employed to deliver exceptional customer care to maintain uncomprimising standards to ensure maximum rental return on your investment.
Free Personal Use.
As an added incentive, investors are able to occupy their property for 30 days each year without accommodation charge.
A fee is deducted for housekeeping, food and beverages.
The resort developer has confirmed that personal use can be transferred to others (family, friends) if required, or you can privately rent your personal use if you wish to further maximise your rental income.
Please note, investors purchasing property with a SIPP are not entitled to occupy their property for 30 days during the year, without accommodation charge.
To find out more, send enquiry above and request the free investment e-brochure.
