Glossary
These are some of the most common property investment terms used, which property investors may not come across in everyday life.
Some of these terms can have more than one meaning, so we have applied the definition which applies most closely to the context it will be applied for, relating to property investment. If you believe there are any other property investment terms which are not included below but would benefit property investors, please contact us with further details of the term and relevant definition for our consideration.
Stamp Duty
A government tax imposed on the sale of property, usually set as a percentage of the sale price. Which price range the sales price exists will normally determine what percentage the Stamp Duty is set. Some disadvantaged and/or regeneration areas may be completely exempt from Stamp Duty or exempt for sales priced below a certain value. Stamp Duty is usually payable upon contract completion of the property purchase.
- Annual Percentage Rate (APR)
- Asset
- Assignable Contract
- Association of Residential Letting Agents (ARLA)
- Below Market value (BMV)
- Bridging Finance
- Brownfield Site
- Buy-To-Let
- Buy-To-Let Mortgage
- Buy-To-Sell
- Capital Appreciation
- Capital Gain
- Capital Gains Tax
- Chartered Surveyor
- Commercial Property
- Comparable Property
- Completed Property
- Contract Completion
- Contract Exchange
- Contract of Sale
- Conveyancing
- Deposit
- Depreciation
- Disbursements
- Discounted Property
- Diverse Portfolio
- Due Diligence
- Emerging Market
- Equity
- Established Market
- Estimated Value
- Financial Services Authority (FSA)
- Fixed Rate
- Flipping
- Freehold
- Furnishings
- Gearing
- Greenfield Site
- Gross Value
- Ground Rent
- Incentives
- Income Tax
- Independent Financial Advisor (IFA)
- Inheritance Tax
- Interest-Only Mortgage
- Landlord
- Leaseback Property
- Leasehold
- Liability
- Listed Building
- Loan-to-value (LTV)
- Market Value
- Mortgage
- Mortgage Deposit
- Net Value
- National House Builders Council (NHBC) Warranty
- Occupancy Rate
- Off-Plan Property
- Offer Price
- Personal Use
- Planning Permission
- Portfolio
- Prime Location
- Profit
- Property Market
- Property Purchase Tax
- Proven Value
- Purchase Process
- Re-Mortgage
- Refurbished Property
- Rental Guarantee
- Rental Review
- Rental Shortfall
- Rental Surplus
- Rental Value
- Rental Yield
- Repayment Mortgage
- Repossessed Property
- Reservation Fee
- Residential Mortgage
- Residential Property
- Return on Investment (ROI)
- Risk
- Royal Institution of Chartered Surveyors (RICS)
- Saturated Property Market
- Secured Loan
- Service Charge
- Self Invested Pension Plan (SIPP)
- Show Home
- Stage Payments
- Stamp Duty
- Tax Exemption/Relief
- Tenancy Agreement
- Tenant
- Tenanted Property
- Unsecured Loan
- Vacant Property
- Valuation
- Variable Rate
- Void Period